Tag: Budgeting | Adam Hagerman, AFC®

Find Financial Leaks By Reviewing Your Previous Spending

How long has it been since you last reviewed your spending? Last month? Last year? A past life? Checking in on your previous spending can truly open up your eyes. Expenses that you thought were of no concern, may turn out to be damaging your quest towards financial freedom. As a financial coach, I have come across many individuals who were paying for things that they did not even need.… Click To Continue

What Your Trash (or Your Dog’s Weight) Can Tell You About Your Grocery Budget

by Adam Hagerman • 1 Comment

Over the past week, you’ve probably taken the trash out a few times. Was it pretty heavy and possibly a little foul-smelling? If so, you may be wasting a substantial amount of money. If your trash was on the light side, maybe you have a rather hefty (i.e. fat) pooch sitting beside you right now. Is he fat because you keep feeding him table scraps? One or both of these… Click To Continue

Avoid These Budget Busting Bank Fees

by Adam Hagerman • 0 Comments

During my day job, I periodically review client’s bank and credit card statements. Most of these review sessions end with the same items sticking out no matter whose account I am looking at. Those items are bank fees. Fees (overdraft, credit card interest, etc.) are fairly easy to overlook as they are often small and typically debited right from your account (how convenient). They also consistently erode your income available… Click To Continue

Sharing Expenses In a Relationship

by Adam Hagerman • 5 Comments

The other day, I received a question from Tiffany regarding sharing expenses with her significant other. Here is what she asked: “I graduated from college about a year and a half ago. I got my degree in engineering, so my income is pretty substantial. I don’t have any consumer debt or a mortgage, but I have a ton of student loan debt…about $95K. My boyfriend and I have been in… Click To Continue

Review Your Income and Expenses With a Calendar